11-15-2013 - NEW SCAM ALERT!
To Login to our NEW Internet Branch - please enter info to your right >>
branch allows you access to your ICU accounts over
the internet, 24 hours a day, 7 days a week.
Internet branch allows you to:
- View account balances
- View transaction history
- Search and sort transaction history
- Transfer funds between accounts
- Download transaction history
- Obtain tax information
- YTD interest paid and dividends earned
- Change your password
- Order Checks
This morning we were made aware there was a texting scam sent out last night to cell phone numbers saying that an "Alert CU notice card has been deactivated or inactive," and instructing members to call a 715-220-xxxx line that does not belong to the credit union. This is a scam, and we are advising members against calling or responding to the text. This type of scam is an automatic texting system that targets a group of phone numbers by automatically going down a list in order to phish information from people. The people behind the texts do not have any of your account information.
We have notified the police. Once again, if you have receive the text, it is a scam. Do not respond to the text or call the included number.
If you have called the number and given personal information including your card number, please call us at the credit union as soon as possible. 715-635-82733
NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS
All funds in a ‘‘noninterest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules.
The term ‘‘noninterest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, money market deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.
(This notice applies to Free Checking Accounts and Student Checking Accounts)
DO YOU KNOW WHAT A PHISHING ATTACK IS? A phishing attack is when someone calls you or sends you an email, phishing for information, in this case your debit card or ATM card number and pin number. On Sunday Indianhead Credit Union was one of many financial institutions in the Northeastern United States that was a victim of a phishing attack. Many residents, members and non-members, in Washburn County and Burnett County were called in this phishing attack. When residents were called; the caller (a computer) was identified as coming from Indianhead Credit Union. The caller stated that their debit card or ATM card was blocked because of fraud and they needed to input their card number with their pin number. As soon as the crooks have this information, they will start making fraudulent transactions against the account. Indianhead Credit Union does not make calls on Sunday or make calls to non-members. Also, Indianhead Credit Union would never ask for your card number, if y ou are a member we already have that information, and under no circumstances would we ask for your pin number. It is important that if you receive a call like this, DO NOT GIVE ANY INFORMATION, HANG UP AND CALL THE CREDIT UNION AT 635-8273 OR 1-800-645-9391 and tell the staff what happened. Anyone who gave them their card number needs to contact the credit union or call the fraud line at (800) 264-5578 that is also listed on our web site to have their card closed and identify any fraudulent transactions. The member does not suffer any losses because of a fraudulent transaction. An ounce of prevention is worth a pound of cure, do not respond to phone calls asking for information such as account numbers and do not respond to an email that is asking you to verify information. If you have any questions, please feel free to contact us.
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Indianhead Credit Union, where we strive to give you excellent, professional
and confidential service with a small town touch. With a mission
of providing you with a full range of financial products to meet
your needs and assist you in building wealth, Indianhead Credit Union
looks forward tobeing your partner for many years to come!