Savings Accounts
For additional important information, check our Statement Savings Account Rate and Fee Schedule for Truth in Savings information and the Membership and Account Agreement for other terms and conditions.
Super-Rate Account
A Super-Rate account is our basic, no-fee savings account. Join ICU (membership eligibility required) with a $5.00 deposit into this account. To earn dividends, you must maintain a $25.00 balance. Dividends are calculated daily, compounded, and paid monthly.
View Super-Rate Share Dividend RatesRates are subject to change at any time without notice.
Christmas Club Account
A special purpose account to provide a worry free Christmas. Open an account with as little as $5.00. Determine how much you want to spend at Christmas time. Then during the year, make deposits to meet your goal. To earn dividends you must maintain a $25.00 balance. Dividends are calculated daily, compounded, and paid monthly. Christmas Club checks are sent out November 1st of each year.
View Christmas Club Dividend RatesRates are subject to change at any time without notice.
Classic Account (Money Market Account)
The Indianhead Credit Union Classic Account is a Money Market Account. The dividend rate and APY may change monthly; the rates are determined by the Credit Union Board of Directors. The minimum balance to open a Classic Account is $5,000.00. You must maintain a minimum daily balance of $5,000.00 in the account to obtain the disclosed annual percentage yield.
The Classic Account has transaction limitations. During any month, you may make six withdrawals or transfers to another credit union account of yours or to a third party by means of a pre-authorized debit, automatic transfer, or a telephone request; free of charge. No more than three of the six transfers may be made by check, draft, or debit card, if applicable, or similar order to a third party. If more than six withdrawals or transfers out of the account are made during any month, a $5.00 charge will be assessed for each withdrawal after the sixth.
View Classic Account Dividend RatesRates are subject to change at any time without notice.
Savings Calculators
