Health Savings Accounts

Your Health, Your Savings, Your Control

Benefits Of Having A HSA

A Health Savings Account (HSA) is a tax-advantaged account that you can use for qualified medical expenses. You can contribute pre-tax money to a HSA if you are enrolled in a qualifying high-deductible health plan (HDHP). HSA funds can be used for a wide range of medical expenses, including copayments, deductibles, and prescription drugs. All HSA contributions, earnings, and qualified withdrawals are all tax-free.

Who Qualifies For A HSA

Eligibility for a Health Savings Account (HSA) is determined by federal guidelines. In general, you may qualify if the following conditions apply:

Health Savings Accounts

Take control of your healthcare spending with an account that puts you in charge. Your HSA lets you set aside funds tax-free, earn interest over time, and use your savings whenever you need them – whether for routine doctor visits, prescriptions, or unexpected medical bills.

Features

Limits

2026 HSA Contribution Limits
Individual Plan
Family Plan
Age 54 or Younger
$4,400.00
$8,750.00
Age 55 or Older
$5,400.00
$9,750.00
Minimum Annual Deductible
$1,700.00
$3,400.00

*Contributions for the 2026 tax year can be made until April 15, 2026
* Consult a tax professional for tax advice

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