Youth Accounts

Savings Built for the Next Generation

Hi there, superstar saver! I’m Milkshake – your money-smart sidekick and the official mascot of Indianhead Credit Union’s youth accounts!

I’m here to make saving feel exciting, learning about money feel easy, and reaching your goals feel totally awesome. Whether you’re saving up for a new game, a bike, a big adventure, or something you haven’t even dreamed of yet, I’ll be cheering you on every step of the way.

With me by your side, you’ll discover fun ways to set goals, track your progress, and celebrate your milestones. I love helping kids learn smart money habits – like how saving a little at a time can lead to something amazing. And guess what? The more you learn, the more confident you’ll feel about making great choices with your money.

So get ready to grow, learn, explore, and have fun.

Let’s start building your savings together – one high-five, one dollar, and one awesome milestone at a time!

Benefits of My Moolah

Open a My Moolah Account at Indianhead Credit Union and help your child take their first step toward financial independence. Our youth accounts are designed to make saving simple, rewarding, and educational, giving young members the tools they need to make wise financial choices as they grow. Getting started is easy – all you need is a parent or legal guardian with a valid ID present, your child’s Social Security number, date of birth, and $5.

Benefits:

¹ must be eligible for membership, offer valid only once per member
² some restrictions apply

Moolah Savings

Opening a My Moolah Savings Account gives your child a fun, hands-on way to save for goals big and small. It teaches the importance of patience, discipline, and smart money management – lessons that will serve them well throughout their life.

Features

I Want It Club

At Indianhead Credit Union, we understand that the best way to teach kids financial responsibility is through hands-on experience. That’s why the I Want It Club Account is designed to make saving a goal-driven adventure. Kids get the satisfaction of setting a target, making steady progress, and achieving their dreams – all while learning valuable lessons about budgeting, patience, and smart money management.

Features

My Moolah Share Certificate

Opening a My Moolah Share Certificate is a hands-on way to teach your child how steady savings pays off. Our My Moolah Share Certificates offer higher dividends for committed savings, making them a great choice for children who are learning the benefits of planning ahead. This account helps young members develop discipline, celebrate milestones, and understand that the best rewards often come to those who wait.

Features

Youth Loans

A youth loan is more than a way to borrow – it’s a steppingstone to financial growth and independence. At Indianhead Credit Union, we offer loans that are designed to teach young members how to borrow wisely, plan for repayment, and understand the importance of building a strong credit history, all while helping them reach their personal goals.

Features

*Credit standards & some restrictions apply

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